Corporate services
As a business owner or director of a company, you no doubt understand the complexity of managing finances and putting things in place to reduce your future risks. With the right planning, you can not only protect yourself, but also make significant tax savings by offsetting various expenses against your business.
How to protect your business and your family
There are many ways to maximise your income, while reducing tax and liabilities with the right strategies and financial planning. Through maximising pension contributions, taking out life policies and protection through the business, you can not only protect your business, but also yourself and your family.
These strategies are often overlooked, or not even considered, but they can greatly reduce your stress when difficulties arise - such as being unable to work due to illness.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and the value may therefore fall as well as rise. You may get back less than you invested.
The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.
Some of the services we can offer you
Life and critical illness cover
When you are self-employed or the director of a company, financial stress is no doubt something you’re looking to reduce. If you were suddenly unable to work, would your income be protected? With Life and Critical Illness cover, in the event of becoming critically ill, you and your family are protected against loss of income and potentially a lump sum to ease your financial burdens.
Pensions
Pensions are an excellent way to make tax savings and increase your financial independence. Often, instead of taking money as ‘salary’ or ‘dividends’, the most tax-efficient way is paying into your pension fund through your business. We can help you set up both personal and corporate pensions for you and your employees.
Income protection for self-employment
If you are unable to work, it can put significant stress on your business and personal finances. If you’re self-employed, you don’t get employee benefits and often can’t get paid if you are too ill to work. With income protection, you can retain your income and regain loss of earnings if you are ill, injured or unable to work.
Corporate protection
If something were to happen to a key director or employee, it can be disastrous for your company. We can help you mitigate some of the stresses of profit loss, recall of loans, and reduced productivity with the right planning and insurance policies.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on individual circumstances.
How Hansa Wealth Management can help you
Each business is different, and therefore, so is the financial advice we give. That’s why we create a bespoke plan for you and your business's circumstances.
We can work with you to decipher the best way to manage your wealth, and whether it can be put through the business to maximise tax efficiency. Often, it is small tweaks you aren’t aware of that can offer the greatest reward.
We can also advise and direct on corporate pensions for directors and employees, ensuring maximum contributions to minimise your tax liability.
The level of service we provide goes above and beyond your expectations. Part of what makes us ‘us’ is that we are right there with you every step of the way, being proactive and ensuring the job always gets done. We are always just a phone call away.
You can rest easy knowing your business - and family - are protected.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on individual circumstances.
